Well, we paid off all of our credit cards months ago. And we closed all accounts except one. Now the one we kept open is trying to charge us the annual fee.
I have no desire to ever use a credit card again, but I'm not sure I feel safe closing this last account. I know Dave Ramsey would advocate strongly to close the account. But something about having it does make me feel just a little more secure.
What do you think? Has anyone else closed all their credit card accounts?