October 2007 Budget

Budgeted Income: $7,208
Budgeted Expenses: $6,945
Save for Future Monthly Expenses: $263

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Budgeted Income: $7,208
Funds Saved from Last Month: $61
Husband's 1st check: $1,593
Husband's 1st commission: $3,754
Husband's 15th check: $1,700
My church check: $100

Budgeted Expenses: $6,945
Home - Mortgage: $2,355
Home - Electric: $190
Home - Oil: $273
Home - Cable, Phone, Internet: $167
Home - Trash: $65 (paid quarterly)
Debt - Chase Visa: $907
Debt - HELOQ: $193
Auto - Gas: $350
Auto - Insurance: $138
Nursery School: $175
Piano: $264 (13 weeks of classes, not paid last month)
Prescriptions: $20
Gifts: $200 (take parents to dinner for babysitting our kids for a week when we went to the Bahamas, and take husband's coworker to dinner for helping him get promotion, gift for neighbor for helping us move a refrigerator, dryer, and china cabinet.)
Misc.: $100
Activity Fees: $420 (budgeted for last month but check's have not yet cleared - $85 each for 2 daughters for basketball fee, plus $225 fee for the travel team, $25 membership for for me for the local MOMS Club where I get free advertising for my jewelry.)
School Photos & Fees: $118 ($24 x 2 for school photos, $35 x 2 for "activity fee" for school)
Husband's New Cell Phone for Work: $200 (his job will now pay the monthly phone charges and we'll get a $150 rebate on the phone)

Cash:
Grocery: $225
Dining Out: $100 (dinner for best friend's 40th birthday, other)
Pizza: $80
Spending: $220
Parties: $100 (2 daughter's birthday parties)
Gifts: $30 (birthday)
School Lunch: $36
Misc.: $10

Save For Future Expenses: $263