Current Checking Balance: $206
August Unpaid Expenses:
- Auto Gas: $50
- School Clothes: $200
- Kids Allowance: $36
- Visa: ?
- Cable: $181
- Oil: ?
- Piano:?
- Total: $467+
So, here it is the end of August. We only have $206 in our checking account right now and still have $467+ in unpaid expenses for August. Not the best way to start September. I need to find out about Visa, Oil, and Piano. Then I'll need to figure out where this money will come from.
September 2008 Budget
| Expenses | September |
| AUTO-Excise Tax | $0 |
| AUTO-Gas | $350 |
| AUTO-Insurance | $138 |
| AUTO-Maintenance | $25 |
| CASH-Clothing | $100 |
| CASH-Dining Out | $120 |
| CASH-Gifts | $0 |
| CASH-Grocery | $400 |
| CASH-Kids Allowance | $50 |
| CASH-Parties | $50 |
| CASH-School Lunch | $36 |
| CASH-Spending | $200 |
| DEBT-Equity Loan | $2,500 |
| DEBT-Visa | $0 |
| HOME-Cable/Phone | $181 |
| HOME-Electric | $190 |
| HOME-Furnace | 0 |
| HOME-Mortgage | $2,328 |
| HOME-Oil | $350 |
| HOME-Trash | $65 |
| KIDS-Bball | $335 |
| KIDS-Misc. | $125 |
| KIDS-Piano | $0 |
| KIDS-Preschool | $0 |
| MISC. | $0 |
| PERSONAL-Cell Ph | $50 |
| PERSONAL-Contacts | $0 |
| PERSONAL-Life Ins. | $0 |
| PERSONAL-Newspap | $8 |
| PERSONAL-Rx | $0 |
| PERSONAL-Braces | $100 |
| PERSONAL-BR Sport | $0 |
| PERSONAL-Vacation | $0 |
| TRANSFER-To Sav 2 | $0 |
| TOTAL | $7,701 |
| INCOME | September |
| 1st Paycheck | $2,588 |
| 1st Commission | $500 |
| 15th Paycheck | $2,588 |
| Church Pay | $100 |
| Babysitting Pay | $0 |
| Other | $0 |
| Transfer from Savings | $2,000 |
| TOTAL | $7,776 |
| CASH FLOW | September |
| Beginning Balance | $0 |
| '+ Income | $7,776 |
| Subtotal | $7,776 |
| '- Expenses | $7,701 |
| Subtotal | $75 |
| Save For Next Month | $75 |
| Ending Balance | $0 |
| SAVINGS FLOW | September |
| Beginning Balance | $11,264 |
| '+ Transfer to Savings | $0 |
| Subtotal | $11,264 |
| '- Transfer from Savings | $2,000 |
| Subtotal | $9,264 |
| Ending Balance | $9,264 |
On Tuesday 9/2 I'll need to go to the bank and take out $1,056 to fund our cash envelopes. I really want to do September right!
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