Forget The Joneses Project - Steps 1 thru 50

I am participating in the Forget The Jonses Project, which involves 100 steps to get back on track financially, simplify, and add more meaning to your life. (This project originated at the MommySavers Forum. It is a great site. Feel free to join and participate in the project there.)

Below is an outline of Steps 1 through 50. Follow along and watch my progress in future posts.

PHASE ONE: THE SPENDING FREEZE

#1 Grab a Notebook
#2 Go on a 21-Day Spending Freeze
#3 Question the Difference Between Wants and Needs
#4 Create an "Approved Spending" List
#5 Get Support
#6 Track Your Temptations
#7 Celebrate Your Victories
Step #8: Get a Clear Financial Picture/Calculate Your Net Worth
Step #9: Reflect Upon What You've Learned
Step #10: Track Your Spending
Step #11: The Modified Spending Freeze
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PHASE TWO: DREAMS AND GOALS

Step #12: Dream a Little
Step #13: Analyze Your Dreams
Step #14: Organizing Your Dreams
Step #15: Turning Your Dreams into Goals
Step #16: Supercharging Success
Step #17: Accept Responsibility, Gain Control

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PHASE THREE: BUDGETING

Step #18: Gather Your Records
Step #19: Calculate Your Cost of Living
Step #20: BONUS STEP Create a Vision Board
Step #21: Calculate Your Income
Step #22: Re-Evaluate Expenses
Step #23: Avoid Budgeting Mistakes
Steps #24 & 25: Wrapping Up Your Budget

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PHASE FOUR: PAYING IT DOWN

Step #26: Know Your FICO Score
Step #27: Analyze Your FICO Score
Step #28: Get a Handle on Your Debt
Step #29: Prioritize Paydowns
Step #30: Accelerate Paydowns
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PHASE FIVE: PURGE

Step #31: Create a Vision
Step #32: Plan Your Piles
Step #33: Create Room for What You Want in Life
Step #34: Think About Why You Hang Onto Things
Step #35: Get it Done!
Step #36: Organize
Step #37: Freshen Up!
Step #38: Maintain

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PHASE SIX: MINDFUL SHOPPING

Step #39: Identify Shopping Mistakes, Weaknesses and Triggers
Step #40: Come up with Coping Mechanisms
Step #41: Put Your Money Where Your Priorities Are
Step #42: Be Wary of Spaving
Step #43: Spending with a Purpose
Step #44: Be Wary of Rationalizing Purchases
Step #45: Fun Money

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PHASE SEVEN: KEEP YOUR EYES ON THE PRIZE

Step #46: First Things First
Step #47: Delay of Gratification
Step #48: Determine Underlying Wants
Step #49: It's About the Feeling
Steps #50 & #51: Energize Your Goals