Saturday, May 2, 2009

May 2009 Budget

(Well, I'm trying out a new background that I got from thecutestblogontheblock.com after seeing the cute one over at Won't Go Down Without A Fight. Let me know what you think!)

Here is our budget for May.

The expenses are pretty normal except for the closing costs for our refinance and the final payoff of our Florida trip and the large amount we are able to "pay" to savings (because of high income this month).

Our income this month is nothing like normal due to our very high tax refund and my husband's very large commission check this month.




Expenses




May
AUTO-Excise Tax $0
AUTO GAS - BR $200
AUTO-Insurance $120
AUTO-Maintenance $0
CASH-Auto Gas JR $100
CASH-Clothing $0
CASH-Dining Out $120
CASH-Gifts $65
CASH-Grocery $400
CASH-Kids Allownce $50
CASH-Parties $0
CASH-School Lunch $45
CASH-Spending $160
DEBT-Equity Loan $0
DEBT-Visa $0
HOME-Cable/Phone $181
HOME-Electric $180
HOME-Water $0
HOME-Furnace $0
HOME-Mortgage $0
HOME-Oil $300
HOME-Trash $0
KIDS-Bball $0
KIDS-Misc. $0
KIDS-Piano $0
KIDS-Preschool $0
MISC. (REFI)
$980
MISC. (FL PAYOFF
$2,180
PERSONAL-Cell Ph $0
PERS-Contacts $99
PERS-Life Ins. $0
PERS $8
PERSONAL-Rx $10
PERSONAL-Braces $200
PERS-BR Sports $0
PERS-Vacation $0
TO SAVINGS $15,300


TOTAL $20,698








INCOME May
1st Paycheck $2,239
1st Commission $6,908
15th Paycheck $2,220
Church Pay $120
Jewelry Pay $470
Other (TAX REF)
$8,500
Transfer fr Savings $0
TOTAL $20,457




CASH FLOW May
Beginning Balance $400
'+ Income $20,457
Subtotal $20,857
'- Expenses $20,698
Subtotal $159
Save For Next Mnth $159
Ending Balance $0



I have updated all my sidebars to reflect our current actual debt and savings balances.

I'm feeling pretty good!