I have been super busy with a Craft Show every weekend, and it is only getting busier in the weeks to come when I often have more than 1 show a week - yikes! The shows have been going terrific and I am now averaging over $1,000 per show - yippee!
Unfortunately, we have not seen a great impact with all this extra cash. This is definitely in part because the busier I have been, the less I have paid attention to our money, and unmanaged money has a way of disappearing . . . The other reason is my husband's job. Times are tough there and he hasn't seen a commission in months. So, this extra money in a way has just replaced the commissions we are used to my husband receiving.
We even had to dip into our Emergency Fund this month because my husband mistakenly paid our mortgage payment (online) to our old mortgage company, instead of the new company that we refinanced with. This was a huge hassle and I'm hoping won't affect our credit negatively given that our new mortgage company didn't receive the payment on time. So, in the meantime I took $2,500 from our EF to pay the mortgage while we waited to get the money back from the other company. The check finally came, so I'm hoping to take a look at our budget for November and then transfer the $2,500 back to the EF. Ugh!
Anyway
, the reason that "I was almost normal" has to do with my oldest daughter's 13th birthday. She has been wanting a new cell phone and I started to think "well, it is a milestone birthday" and "she does study hard and get straight A's" and "all her friends have fancy cell phones", etc. I actually went as far as making the purchase of the phone with a 2 year contract to the tune of $70 a month!!! and as I was driving home I realized how crazy I was being. (Luckily I had checked and made sure that I had 30 days to return the phone with no charges or penalties.) So, I returned the phone without ever telling my daughter about it. And we ended up getting her plane tickets to fly to Florida to visit her grandparents over winter vacation. She was thrilled and we paid cash up front and won't be adding $70 a month to our bills for the next 10 plus years!It really is hard to NOT do what everyone else is doing! Score 1 for Financial Peace! :)
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7 comments:
wow - good for you!!!! bummer about dh - hope things pick up for him :)
Jennifer,
You are a smart woman!!! Those airline tickets are a lot cheaper than the cell phone plan...for sure!!! Hold out as long as you can!!!
Way to be strong! Very inspiring!
Great job being strong- and your daughter will have so much fun in Florida!
I only wish I had your strength. I went the cell phone route because I thaught it was the responsible "mom" thing to do as my daughter was working. But when she racked up a $350.00 bill I was devistated. It was automatic phone revocation but now I had that debt on top of more debt. Keep inspiring us to do right and find that financial freedom. Thanks for putting yourself out there.
Oh and you have pendants you say, why not get your designs on a site called "Zazzle"? You disign your product and set your own royalty; it's residual. I love it and couldn't be happier go to my site to see for yourself http://www.zazzle.com/PhotoLisa
Thanks again,
Lisa
Well done. Normal sucks. :)
Score one? How about score a million. Contrary to what your daughter will tell you, she is NOT the only 13 year old in the universe without a cellphone. If she must have one (or more likely, if you want to be able to locate her immediately) get a Tracfone for $9.99 plus a prepaid $20 card. Tell her it's only for calls between family members, and those calls had better be SHORT!
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