Well, things have improved dramatically over the past few months.
Hubby got a new job with a 25% raise in his base salary, and the potential to earn very significant commissions (though I'm no longer counting on commissions!).
Our Emergency Fund is back to where it should be ($30,000) and we have even started putting money aside for the kids for college.
My pendant business is going great! Two weeks ago I had my best craft show ever, and I made $2,700 on that one day! Other shows have been good too, and the last two months my income was actually higher than my hubby's!
I have to say that it feels good to have a plan, and even when we get off track, we can recognize that we are off track and have a blue print for how to get back on track. (I'm referring to Dave Ramsey's Baby Steps!)