Emergency Fund Progress

We are on Baby Step 3 of Dave Ramsey's Total Money Makeover which is to save up 3 to 6 months of expenses in a Fully Funded Emergency Fund. Our goal is to save $30,000 which is about 6 months of living expenses for my family.

Yesterday I deposited another $3,280 bringing our balance up to $20,310. After my husband gets paid on the 15th we plan to deposit another $2,220 which will bring our balance up to $22,530. This makes our total contribution for this month $5,500 which is less than what I had originally budgeted for.

Originally my husband expected his commission for this month to be $8,000 but it turned out to only be $4,900. At first this stressed me out but then he told me he expects next month's commission to be $3,000 where we had originally budgeted for $0.

I really want to get this FFEF done but on paper it looks it might take us until April 2010 to get the full $30,000 saved. I'm hoping we'll get it done before the end of the year.