Okay. First they offer 25,000 membership reward points (equivalent to $250 in free gift cards) just for signing up. So I did.
Then they offered another 5,000 membership reward points (equivalent to $50 in free gift cards) to sign up for their extended payment option. So I did.
Now they are offering another 5,000 membership reward points (equivalent to another $50 in free gift cards) if I add two additional users to my account. Which I am thinking of doing.
I know, I mean know, that the credit card companies are snakes and that they bite many people trying to take advantage of these offers. I know everyone thinks they will cancel the card before the free first year is over, but many do not. I know everyone thinks that the extended payment option won't matter to them because they will pay the card off in full, but many do not. I know that everyone thinks they can add two additional users to the account with no problem, etc.
There ARE risks. But in light of such incentives, the risks seem worth it to me.
We'll see . . .
UPDATE: I decided not to "take advantage" of their last offer of adding up to two users to my account as this requires each one fill out an application, etc. Doesn't even seem worth it to add my husband. But they sure do know how to tempt me!