January 2009 Budget

Expenses- Jan
AUTO-Excise Tax - $0
AUTO GAS - BR - $250
AUTO-Insurance - $120
AUTO-Maintenance - $50
CASH-Auto Gas JR - $100
CASH-Clothing - $0
CASH-Dining Out - $120
CASH-Gifts - $0
CASH-Grocery - $400
CASH-Kids Allowance - $50
CASH-Parties - $100
CASH-School Lunch - $45
CASH-Spending - $160
DEBT-Equity Loan - $103
DEBT-Visa - $0
HOME-Cable/Phone - $181
HOME-Electric - $160
HOME-Water - $0
HOME-Furnace - $0
HOME-Mortgage - $2,328
HOME-Oil - $300
HOME-Trash - $0
KIDS-Bball - $120
KIDS-Misc. - $0
KIDS-Piano - $264
KIDS-Preschool - $0
MISC. - $300
MISC. - $350
PERSONAL-Cell Phone - $0
PERSONAL-Contacts - $0
PERSONAL-Life Ins. - $0
PERSONAL-Newspap - $8
PERSONAL-Rx - $20
PERSONAL-Braces - $100
PERSONAL-BR Sports - $0
PERSONAL-Vacation - $0
TRANSFER-To Sav - $2,500
TOTAL - $8,129


INCOME - January
1st Paycheck - $2,220
1st Commission - $3,000
15th Paycheck - $2,220
Church Pay - $100
Jewelry Pay - $50
Other - $0
Transfer from Savings - $0
TOTAL - $7,590


CASH FLOW - January
Beginning Balance - $850
'+ Income - $7,590
Subtotal - $8,440
'- Expenses - $8,129
Subtotal - $311
Save For Next Month - $311
Ending Balance - $0