On The Rise

Earning and spending that is. Both on the rise.

That's not good.

Why is it that the more I earn, the more I spend? Obviously I want earning to go up and spending to go down. But how to get there . . .

And more importantly, I need to get some FOCUS. I need to focus on our finances again.

I have so enjoyed running my pendant business. It has been a lot of fun and I have been earning a lot of money. Both great things. But our emergency fund has not been going up the way it should be. We have been doing some small renovations around the house, ordering take out more and more - things that shouldn't be happening until the emergency fund is complete.

I had a feeling that it might be harder to stay motivated in Baby Step 3 than Baby Step 2 - but this is ridiculous.

I'm actually thinking about taking the Financial Peace University class again just to get my focus back.