Wednesday, July 16, 2008

July 2008 Budget

Just realized that I never posted our July budget, so here it is. We certainly haven't stuck to it exactly but we are headed in the right direction.


July 2008 Budget

Expenses

AUTO-Excise Tax $0
AUTO-Gas $350
AUTO-Insurance $138
AUTO-Maintenance $25
CASH-Clothing $100
CASH-Dining Out $120
CASH-Gifts $0
CASH-Grocery $400
CASH-Kids Allowance $50
CASH-Parties $0
CASH-School Lunch $0
CASH-Spending $160
DEBT-Equity Loan $2,850
DEBT-Visa $0
HOME-Cable/Phone $181
HOME-Electric $220
HOME-Furnace 0
HOME-Mortgage $2,328
HOME-Oil $0
HOME-Trash $0
KIDS-Bball $0
KIDS-Misc. $0
KIDS-Piano $0
KIDS-Preschool $0
MISC. $0
PERSONAL-Cell Phone $0
PERSONAL-Contacts $0
PERSONAL-Life Ins. $0
PERSONAL-Newspap $8
PERSONAL-Rx $20
PERSONAL-Braces $100
PERSONAL-BR Sports $0
PERSONAL-Vacation $500
TRANSFER-To Sav 2 $7,100
TOTAL $14,650




INCOME July
1st Paycheck $2,588
1st Commission $9,000
15th Paycheck $2,588
Church Pay $100
Babysitting Pay $0
Other $700
Transfer from Savings $0
TOTAL $14,976




CASH FLOW July
Beginning Balance ($332)
'+ Income $14,976
Subtotal $14,644
'- Expenses $14,650
Subtotal ($6)
Save For Next Month ($6)
Ending Balance $0




SAVINGS FLOW July
Beginning Balance $10,642
'+ Transfer to Savings $7,100
Subtotal $17,742
'- Transfer from Savings $0
Subtotal $17,742
Ending Balance $17,742